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Q1 Market Update 2024- The Inflation & Interest Rate Story Thumbnail

Q1 Market Update 2024- The Inflation & Interest Rate Story

For many years, market participants have been closely following every statement made by the Federal Reserve Chairperson and every data point used by the Fed to guide its decisions. However, it has become increasingly tiresome. While monetary policy, including interest rates, is undeniably important, the daily fluctuations caused by inflation reports and their potential influence on the Fed's interest rate decisions have become excessive...

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 Developing Your Financial Fitness Thumbnail

Developing Your Financial Fitness

You work hard to keep your body fit and healthy. Regular exercise, dieting, annual physicals, doctors visits and perhaps even taking supplements are all a part of your physical fitness plan. But are you giving the same attention to your financial fitness? For many people, personal savings and retirement planning are not made a priority like they should be. I could argue that your finances are just as important as your physical health. Here are some things to consider about your financial fitness:

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CD’s vs Fixed Annuities - Battle of the Guaranteed Investments Thumbnail

CD’s vs Fixed Annuities - Battle of the Guaranteed Investments

For over a decade (from 2009 through 2021), many investors dismissed these investments because the interest they could earn was almost laughable. However, things have changed! Since the end of 2021, interest rates have increased dramatically on virtually all interest bearing investments. As a result, the interest you can earn on your “safe” money through investments like CDs and annuities has more than doubled. By the end of this article, you will better understand when and how you can use each of these investments to maximize your financial well-being, improve your retirement, and keep your money working hard for you.

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