Back-to-back double-digit growth years are not that uncommon, but 3 years of double-digit stock market growth is pretty darn rare. In fact, the S&P 500 has had 10% or greater growth for 3 years in a row only 11 times in the last 100 years!...
The temperature here in Michigan has been sweltering. Summer has seemed to drag on, and until recently, it brought a drought with it! The unfortunate circumstances for farmers have not extended to markets, however. The third quarter brought huge gains across stock markets and modest gains across bond markets.
Patience has been the key so far in 2025. In reality, patience is always the best practice when it comes to investing, but understandably, the first four months of the year tested many people's patience. Thankfully, things have recovered...
I love a good story or analogy as much as anyone, but with everything going on right now, I feel it's best to just get down to the brass tacks. I want to share how markets are doing and that FSG is being proactive. I think many may be surprised to find out that their accounts are doing much better than anticipated given the news cycle.
As of January 23, 2025 participants in the GM Retirement Savings Plan (RSP 401k) have a new and potentially game changing investment option. The plan now allows participants to open a self directed 401k account through Fidelity (BrokerageLink®). You might be asking what is a self directed 401k and why is this game changing?
At the beginning of last year, I wrote that 2023 will be remembered as a banner year. I could say the same for 2024. Markets rallied once again; however, this past year differs from 2023 in one important way...
Markets continued their banner year in Q3, albeit with some bumps and major rotations. Noticeably, investors preferred small-cap, mid-cap, and emerging market stocks over the dominant force of the “big US tech” stocks...
Instinctively investors know they should diversify their portfolio and most do this. Having looked at hundreds, if not thousands, of portfolios, I can tell you that diversification amounts to more than just owning multiple funds. A common mistake that investors make when trying to diversify their IRA or 401k is that they, inadvertently, create a portfolio that has the illusion of diversification...