Financial Advisor/Adviser, Investment Adviser, Retirement Planner, Financial Planner, Wealth Manager, Etc. What do all these titles mean? The cross-section of different titles, licenses, and certifications makes it very difficult for consumers to understand who they are working with and what their fiduciary obligations are.
Despite a poor showing in September (particularly in small-cap stocks, Emerging Markets, and Bonds), the market has performed exceptionally well in 2026. If the year ended right now, this would be the 4th year in a row...
Before I became a Chief Investment Officer and financial advisor, I spent a good chunk of my life competing in various sports. As a competitor you don’t stop competing. You're always looking for the optimal strategy, the best outcome, and the smartest way to protect your family's future.
In my final update of 2025, I wrote about "The Year of the Threepeat," celebrating an incredibly rare market milestone: three consecutive years of double-digit S&P 500 growth. However, if you’ve been paying attention to the headlines—or checking your accounts over the last three months—you know that the first quarter of 2026 has brought us some unwelcome volatility.
When it comes to leaving a legacy, there are really two key factors: taxes and peace of mind. The tax planning options for legacy planning are numerous, but first and foremost, retirees must ensure that they can retire comfortably with the peace of mind in knowing they won’t run out of money.
Back-to-back double-digit growth years are not that uncommon, but 3 years of double-digit stock market growth is pretty darn rare. In fact, the S&P 500 has had 10% or greater growth for 3 years in a row only 11 times in the last 100 years!...
The temperature here in Michigan has been sweltering. Summer has seemed to drag on, and until recently, it brought a drought with it! The unfortunate circumstances for farmers have not extended to markets, however. The third quarter brought huge gains across stock markets and modest gains across bond markets.
Patience has been the key so far in 2025. In reality, patience is always the best practice when it comes to investing, but understandably, the first four months of the year tested many people's patience. Thankfully, things have recovered...