One of the most common questions people ask me as a financial advisor is, “How much do I need to retire?” While it’s tempting to give a single number—like $1 million or $2 million—the truth is, the right answer is: It depends.
Financial Advisor/Adviser, Investment Adviser, Retirement Planner, Financial Planner, Wealth Manager, Etc. What do all these titles mean? The cross-section of different titles, licenses, and certifications makes it very difficult for consumers to understand who they are working with and what their fiduciary obligations are.
Despite a poor showing in September (particularly in small-cap stocks, Emerging Markets, and Bonds), the market has performed exceptionally well in 2026. If the year ended right now, this would be the 4th year in a row...
Social Security has long served as a fundamental pillar of retirement security in America, offering a crucial safety net for retirees, individuals with disabilities, and survivors. However, as demographic shifts continue and economic conditions evolve, the program faces significant financial challenges that necessitate careful consideration and proactive solutions. For our clients, a clear understanding of Social Security's current state, especially following the passage of the One Big Beautiful Bill Act (OBBBA), and the potential paths forward, remains paramount for robust long-term financial planning.
Imagine this: the year is 2014, and your diversified investment portfolio is earning a measly 7% while your neighbor Joe’s concentrated S&P 500 index is up over 14%(1). As if that wasn’t enough, Dianne, across the street, made a risky decision to buy stocks concentrated specifically in airline companies, and she’s all but doubled her investment (2)! So what gives? You’ve hired a financial advisor, and they don’t seem to be keeping up.
Before I became a Chief Investment Officer and financial advisor, I spent a good chunk of my life competing in various sports. As a competitor you don’t stop competing. You're always looking for the optimal strategy, the best outcome, and the smartest way to protect your family's future.
One of the biggest challenges when saving for retirement is understanding how to invest your 401k. There are very few quick and easy ways to know for sure that you are making the right decisions