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How to Protect your business in a Market Downturn.  Thumbnail

How to Protect your business in a Market Downturn.

If there is anything certain about the market, it’s that it is uncertain. The market, however, is “cyclical” meaning history tends to and has proven to repeat itself. I attended a financial seminar shortly after the 2008 market correction. The speaker was presenting on the “How the Market is Cyclical.” During the introduction of the presentation, Time Magazine cover articles were cycling across a projection screen.

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Making the Most of the new 20% Business Income Deduction Thumbnail

Making the Most of the new 20% Business Income Deduction

The Tax Cuts and Jobs Act of 2017 was the single biggest tax reform the US has seen in decades. There is so much in this legislation that it will take industry professionals a few years to fully digest it. Not to mention the IRS has yet to issue guidance on several issues that require clarification.

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What is Biblically Responsible Investing Thumbnail

What is Biblically Responsible Investing

Biblically Responsible Investing (BRI) is an investment practice that filters out companies engaged in activities that conflict with biblical values. There are several different organizations that define various activities which do not represent Christian values.

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Trouble in Tech

It’s entirely possible you are reading this article on your Apple or Samsung smartphone that is protected by a case you bought on Amazon. Furthermore, there is a good chance that Facebook or Twitter led you to this reading. If those two social media giants didn’t plant this article on your screen, I would wager you received an email directly from FSG which happens to use Google for our email server.

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Michigan Hospital Layoffs

In the face of declining operating income, it has been reported that Ascension Health will begin an unspecified number of layoffs at 14 Michigan Hospitals. It is unfortunate to see layoffs at any employer let alone the size of Ascension. The number of people these layoffs could potentially impact is dramatic.

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Defer or Diversify

It’s that time of year again, when most of us are meeting with accountants or CPAs and tallying up our income from the previous year. It’s not uncommon for your financial advisor or tax preparer to talk to you about deferring some of your income through contributions to a pre-tax retirement account like an IRA, 401(k), 403(b), etc. Though tax deferral does have its benefits, is it always the right decision?

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Are Annuities Good or Bad Thumbnail

Are Annuities Good or Bad

“Annuity” now there is a word that generates some mixed feelings, and along with those feelings a myriad of conflicting opinions; both personal and professional.

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