facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast phone blog search brokercheck brokercheck Play Pause

Blog

We take pride in creating and sharing content relevant to you.

Not your Grandparents’ 529 Thumbnail

Not your Grandparents’ 529

On August 24th, 2022, President Biden announced his Student Loan Forgiveness Plan which has been long awaited by many strapped with thousands in student loan debt. Applications for borrowers to fill out are now live, and as of November 3rd, twenty-six million have applied.¹ There are still legal hurdles that need to be cleared for the forgiveness to actually take place. But, with all of the news on student loans, this is a great opportunity to discuss utilizing a 529 plan to help pay off that remaining balance.

Read More
Procrastination: A Quiet Enemy Thumbnail

Procrastination: A Quiet Enemy

Procrastination is a quiet yet effective enemy to all of our ambitions - especially our most meaningful and rewarding ambitions that require a long period of sustained thought, discipline, and effort to convert from pure mental desires into physical realities. Furthermore, it is essentially impossible to avoid procrastinating on the necessary actions/decisions that contribute to accomplishing a pleasant desire while lacking awareness of the cause-effect relationships that enable the realization of the desire. Although someone may not be seemingly procrastinating in the general sense while engaging in unnecessary (unproductive) actions to achieve a desire - they are unknowingly procrastinating on the necessary (productive) actions by lacking awareness of such actions (causes) involved in the cause-effect relationships.

Read More
The Ripple Effect of Inflation: IRS Announces Tax Inflation Adjustments for 2023 Thumbnail

The Ripple Effect of Inflation: IRS Announces Tax Inflation Adjustments for 2023

There is no doubt that the rapidly growing inflation rates seen around the world in 2022 have severely impacted Americans. September 2022 numbers show the US inflation rate hovering at about 8.2% for the previous 12 months(1) as American families struggle to keep up with rising costs of basic needs like food and gas. The IRS recently released adjustments for over 60 tax provisions in response to the overwhelming inflation rates...

Read More
Third Quarter Market Update: Bear Market Bounces Thumbnail

Third Quarter Market Update: Bear Market Bounces

If you’ve ever planted and cared for trees, particularly fruit trees, you know that, in the initial years, the saplings require quite a bit of extra attention. Newly planted trees need lots of water until established, along with fertilizer and prudent trimming. Initially, trimming branches may weaken the tree, but it's important for the tree's long-term health. I view market corrections in the same light. Without periodic setbacks such as a correction or bear market, we would always be teetering on the edge of a bubble. Most of you who were investing in the early 2000s and during the 2008 financial crisis know when a bubble bursts, it is far more painful than an average correction.

Read More
How FED Rate Hikes are Affecting your Pension Thumbnail

How FED Rate Hikes are Affecting your Pension

Ford and General Motors are among some of the largest employers here in Michigan. They also happen to be two of just a handful of employers that offer a pension. However, many employees may not understand that the interest rate hikes by the central bank are having a profound effect on how your pension fits into your retirement plan.

Read More
Best College Saving Strategies Thumbnail

Best College Saving Strategies

It’s no secret that student loan debt is a major problem in this country. Even with recent efforts to relieve many federal borrowers of some of their debt, many individuals that are now having babies and raising children are still paying down massive student loans. As a result, parents and grandparents are thinking more proactively about saving and planning for college expenses.

Read More
Student Loan Forgiveness Thumbnail

Student Loan Forgiveness

On Wednesday, President Biden announced his Student Loan Forgiveness Plan that has been long awaited by many strapped with thousands in student loan debt. The finer details need to be worked out, and there is no doubt that his plan will most likely see legal challenges and hurdles along the way. Check out what we know as of today.

Read More
Retirement Plans for the Small Business Owner and Their Employees Thumbnail

Retirement Plans for the Small Business Owner and Their Employees

Business owners have a great deal of responsibilities to contend with on a day-to-day basis. As a business owner myself, I can understand and appreciate the sometimes overwhelming list of tasks that need to be done. Among that list, usually somewhere near the bottom, is the process of setting up a retirement plan for yourself and your employees. Although setting up a plan does involve some work on the part of business owners, it does not necessarily need to be a time-consuming or expensive proposition.

Read More

Client Login  |  Get Our Newsletter

 800-804-0420      Mon-Thurs 8:00am-5:00pm and Friday 8:00am-4:00pm
Click Here //