From where did you learn most of your life skills? How did you learn to brush your teeth, read, write or drive a car? For me, it was my parents and school. What if there were something that affected just about every facet of our lives that our parents had limited knowledge of and was hardly covered in school? You, no doubt, have guessed it by now. I am referring to Finances. Finances are consistently listed as one of the top reasons for divorce and money is one of the biggest causes of stress for Americans. Additionally, it is my belief that financial illiteracy is one of the reasons for the widening inequality gap. If finances are so essential and money issues cause so many problems, why don't we have a greater emphasis on financial education? Why do we have kids graduating from high school who can do calculus but don't know what an IRA is or how credit scores work? To answer this question, we have to take a look back in time.