As far as investing is concerned, I prefer years that are easily forgotten. It’s easy to forget years where the market hits its “average performance”. Unfortunately, markets do not like to hit their averages each year. In fact, markets very rarely return their multi-year average in any single year. For the last century, the S&P 500 has returned an average rate of return of about 10% per year, yet from 1926-2018 the index has only returned between 8%-12% seven times. Seven years out of 92!